How to Save Money on Movies

If you’re like me you probably watch a LOT of movies. I know I love a good western or mystery. But buying movie tickets, even at a discounted price, is expensive. There are, in fact, alternatives to watching movies at the theater. I do enjoy taking my family to the theater once in a while,

Why is Averaging Down a Bad Stock Market Strategy?

I used to listen to an afternoon investment strategy radio show. People would call in to the show with questions about all sorts of stocks and bonds. The show hosts, who were professional investment fund managers, would give their opinions on whether to buy, hold, or sell the financial securities people described to them. Of

How to Use Insurance to Lower Unexpected Costs

If you rent your home you may not be required to carry Renter’s Insurance but you should, and here is why. Renter’s Insurance acts like homeowners’ insurance for people who don’t own their own homes. Your Renter’s Insurance policy will cover the cost of replacing your furniture, appliances, expensive items like jewelry, and electronics. But

Do Diet Plans Have to Be So Expensive?

So now that you have decided to lose weight, you’re looking at diet plans and you’re finding that maybe they are more expensive than just continuing to eat the way you normally do. The number one complaint about weight-loss plans is that they turn out to be so expensive. The number two complaint about weight-loss

Which Is Better: Spending Less or Earning More?

Believe it or not, there has been a trend over the past year among personal finance bloggers. They have been rebutting the traditional “spend less than you make” advice for frugal bugdeters. Instead, they have proclaimed that it is more important to “earn more than you spend”. Some bloggers have gone so far as to

Why Browsing a Bookstore Can Save You Time and Money

Despite all the technological improvements offered by online retailers today, I still find myself visiting bookstores to purchase new books off the shelf. I don’t buy enough books to warrant a discount card but when you add in the shipping charges on individual books, your local bookstore may offer competitive pricing compared to the online

How to Save Money by Saving Time

You have undoubtedly heard the old saying, “Time is money (and you’re wasting my time)”. People don’t always add that last part in but in many conversations that is clearly the implied meaning. I do believe that “time is money” because if I am not making money I may be spending it or saving it.

How to Save Money on Electricity

One of the most volatile home expenses for renters and homeowners alike is electricity. If your home is all-electric then you really feel the financial pressure when the weather outside is either very cold or very hot. Although homeowners may have more options available to them, we all have the ability to lower our electricity

When is the Best Time to Enter the Stock Market?

People who want to know when the best time to enter the stock market is are usually thinking about “timing the market”. They want to get in when they can buy low and get out when they can sell high. Even among the most seasoned professional traders this is virtually impossible. And so the answer

How to Tell When Buying in Bulk Saves You Money

You don’t necessarily have to be a member of shopping clubs like BJs, Costco, or Sam’s Club to buy in bulk. Major retailers like Target and Wal-mart do provide bulk purchase sections in their larger (“super”) stores, and maybe some smaller stores, too. And there are discount stores like Big Lots and Bargain Hunt, Dollar

Frugal Travel: One Little Known Way to Save on Hotels

I want to say that I am not in any way associated with the La Quinta hotel chain. I am just going to use them as an example. I have stayed at many different hotels during my life and I do like La Quinta but I also like Towneplace Suites and other good mid-level hotel

How to Calculate the Increase in Cost of Living When You Move

If you are looking at a tech industry career sooner or later you will consider moving to one of the most expensive metropolitan areas in the United States: Los Angeles, San Francisco, New York, San Jose, etc. The adjustment to the cost of living in these cities for people who come from less expensive areas