A Simple Trick for Saving Money

If you’re like most people then you have at least four or five friends whom you see very often and trust very deeply. Here is an easy way to save money without having to go by the bank. First, get an envelope. It should be a dark envelope that doesn’t allow light to pass through

How Social Lending Works

Here at Frugal Living, I try to keep up with the latest in personal finance and home budgeting. That might sound like a dry topic, but maintaining a family budget is one thing all of us share in common. So when I learn about something that might help people make ends meet or make a

Paying Your Bills on Time

Learning how to pay your bills on time is a big part of becoming a grown-up. Unfortunately, many grown-ups still haven’t learned that lesson. Frugal living requires on-time bill payments to avoid unnecessary fees or inconvenient service interruptions. Paying your bills late or avoiding paying them at all will only get you in more financial trouble in

How Compound Interest Works

Too many people have no idea how compound interest works. Not understanding this very simple aspect of your finances can lead to financial disaster; on the flip side, gaining an understanding of compound interest can help your finances improve if you use the information you learn to make positive changes to your financial life. Frugal

Frugal Shopping: Saving Money at the Grocery Store

Frugal shopping doesn’t mean neglecting your favorite items, it just means approaching your shopping list and your trip to the grocery store from a frugal perspective. You can still eat all the same foods and drink the same drinks that you love, but if you do it from a frugal and simple mindset, you’ll find

Frugal Entertainment: How to Keep Yourself (and Your Family) Entertained

Keeping yourself and your family entertained seems like an expensive proposition. Amusement parks, video game arcades, and even home entertainment like DVDs are all getting pricier. Thanks to the frugal living movement, you can find ideas for frugal entertainment all over the Internet and keep yourself and your family entertained without going into bankruptcy. Living frugal doesn’t

Frugal Living: How to Live Well without Spending a Lot of Money

You may have heard of a phenomenon spreading across America thanks to tough economic times; it’s called frugal living. While today’s proponents of frugal living are hardly the first people in history to simplify their lives and spend less money, they are the first Americans to focus on this kind of living on a grand scale