I hate to break the bad news to you but there really is no such thing as “cheap health insurance”, not the way you’re probably thinking about it. To most people health insurance means that if you get sick you can go to the doctor’s office, be examined, get a prescription, and maybe pay no
If you are like me then you hate going into stores to look for merchandise on big sale days. But my wife showed me how to almost always get sale prices on good quality merchandise without having to fight the crowds. This is especially great for buying clothes when you have to look for just
You have heard all the great stories about coupons that I have. You can save LOTS OF MONEY and sometimes even MAKE MONEY with coupons! But let’s be realistic. If you watch those super coupon saver shows you’ll notice one thing over and over again: people end up with warehouses of merchandise they never use.
I am not a relationship expert but I have noticed that a lot of guys who can’t seem to keep a girl interested in them make the same mistakes with the girls that they make with their money. They go all in at the beginning of the relationship and pretty soon they burn out. It’s
Whether it’s a household appliance or an automobile, sooner or later you will ask yourself the question, “Should I buy this new or used?” Let’s take a look at both sides of the question. The Advantage of Buying New Items Anything that comes “straight from the factory” is more-than-likely going to work right out of
People don’t always make rational choices. When you begin investing in stocks you will be inclined to “look over the shoulders” of other people, even your friends, to see what they are doing. Psychological and social research shows that people often make decisions based on what people around them decide to do. In one recent
Have you been wanting to invest in the stock market but you feel like you don’t have enough money. You may have several friends who feel the same way. It is possible you can help each other, although this plan involves a great deal of trust. You also have to have at least $200 available
If you’re like most people then you have at least four or five friends whom you see very often and trust very deeply. Here is an easy way to save money without having to go by the bank. First, get an envelope. It should be a dark envelope that doesn’t allow light to pass through
Here at Frugal Living, I try to keep up with the latest in personal finance and home budgeting. That might sound like a dry topic, but maintaining a family budget is one thing all of us share in common. So when I learn about something that might help people make ends meet or make a
Learning how to pay your bills on time is a big part of becoming a grown-up. Unfortunately, many grown-ups still haven’t learned that lesson. Frugal living requires on-time bill payments to avoid unnecessary fees or inconvenient service interruptions. Paying your bills late or avoiding paying them at all will only get you in more financial trouble in
Too many people have no idea how compound interest works. Not understanding this very simple aspect of your finances can lead to financial disaster; on the flip side, gaining an understanding of compound interest can help your finances improve if you use the information you learn to make positive changes to your financial life. Frugal
No advocate of frugal living would suggest that you can’t have fun and live a frugal life at the same time. In fact, the goal of frugal living is to have more fun and save cash at the same time. Frugal travel isn’t an oxymoron; thanks to the Internet, travel opportunities are becoming more affordable
