Year: 2013

Why Browsing a Bookstore Can Save You Time and Money

Despite all the technological improvements offered by online retailers today, I still find myself visiting bookstores to purchase new books off the shelf. I don’t buy enough books to warrant a discount card but when you add in the shipping charges on individual books, your local bookstore may offer competitive pricing compared to the online

How to Save Money by Saving Time

You have undoubtedly heard the old saying, “Time is money (and you’re wasting my time)”. People don’t always add that last part in but in many conversations that is clearly the implied meaning. I do believe that “time is money” because if I am not making money I may be spending it or saving it.

How to Save Money on Electricity

One of the most volatile home expenses for renters and homeowners alike is electricity. If your home is all-electric then you really feel the financial pressure when the weather outside is either very cold or very hot. Although homeowners may have more options available to them, we all have the ability to lower our electricity

When is the Best Time to Enter the Stock Market?

People who want to know when the best time to enter the stock market is are usually thinking about “timing the market”. They want to get in when they can buy low and get out when they can sell high. Even among the most seasoned professional traders this is virtually impossible. And so the answer

How to Tell When Buying in Bulk Saves You Money

You don’t necessarily have to be a member of shopping clubs like BJs, Costco, or Sam’s Club to buy in bulk. Major retailers like Target and Wal-mart do provide bulk purchase sections in their larger (“super”) stores, and maybe some smaller stores, too. And there are discount stores like Big Lots and Bargain Hunt, Dollar

Frugal Travel: One Little Known Way to Save on Hotels

I want to say that I am not in any way associated with the La Quinta hotel chain. I am just going to use them as an example. I have stayed at many different hotels during my life and I do like La Quinta but I also like Towneplace Suites and other good mid-level hotel

How to Calculate the Increase in Cost of Living When You Move

If you are looking at a tech industry career sooner or later you will consider moving to one of the most expensive metropolitan areas in the United States: Los Angeles, San Francisco, New York, San Jose, etc. The adjustment to the cost of living in these cities for people who come from less expensive areas

Why It is Better to Pay More Taxes Than You Owe

Tax time has come and gone this year and my friends are all on tight budgets because they don’t believe in tax refunds. They are among those “why give the government a free loan” thinkneks who don’t mind increasing the national debt each year. Of course my friends are disgusted with the government for running

How to Stretch Your Budget While Paying Bills on Time

It happens to all of us sooner or later. We fall behind in our monthly bills because of some unexpected expense. I had a friend whose heat pump froze up one summer. It had just gone out of warranty and he had to pay $1500 out of pocket to repair the unit. But 2 weeks

How to Watch New Movies for Free or Less

Everyone loves a good movie and good movies are even better when they are free or at least discounted. There are a multitude of ways to find great deals on movie tickets but here are a few that I like. You may find some other ways to save money on movie tickets. Look for Free

How to Save Money on Gas

Do you know when drivers waste the most gasoline (and therefore the most money)? It is when they are sitting in traffic waiting for everyone else to move. That is classic rush hour syndrome, is it not? So here is a great tip on how to save on gas: don’t drive in rush hour traffic.

How to Eat at a Nice Restaurant for about Half-price Anytime

That sounds pretty good, does it not? Let’s go eat at our favorite expensive restaurant for half-price. Who wouldn’t want to do that? Okay, there is a catch. You cannot do this at every restaurant. And, frankly, after a certain price point you won’t be able to do it at all. But here’s one simple