Why It is Better to Pay More Taxes Than You Owe

Tax time has come and gone this year and my friends are all on tight budgets because they don’t believe in tax refunds. They are among those “why give the government a free loan” thinkneks who don’t mind increasing the national debt each year. Of course my friends are disgusted with the government for running

How to Stretch Your Budget While Paying Bills on Time

It happens to all of us sooner or later. We fall behind in our monthly bills because of some unexpected expense. I had a friend whose heat pump froze up one summer. It had just gone out of warranty and he had to pay $1500 out of pocket to repair the unit. But 2 weeks

How to Watch New Movies for Free or Less

Everyone loves a good movie and good movies are even better when they are free or at least discounted. There are a multitude of ways to find great deals on movie tickets but here are a few that I like. You may find some other ways to save money on movie tickets. Look for Free

How to Save Money on Gas

Do you know when drivers waste the most gasoline (and therefore the most money)? It is when they are sitting in traffic waiting for everyone else to move. That is classic rush hour syndrome, is it not? So here is a great tip on how to save on gas: don’t drive in rush hour traffic.

How to Eat at a Nice Restaurant for about Half-price Anytime

That sounds pretty good, does it not? Let’s go eat at our favorite expensive restaurant for half-price. Who wouldn’t want to do that? Okay, there is a catch. You cannot do this at every restaurant. And, frankly, after a certain price point you won’t be able to do it at all. But here’s one simple

How do You Buy Cheap Health Insurance?

I hate to break the bad news to you but there really is no such thing as “cheap health insurance”, not the way you’re probably thinking about it. To most people health insurance means that if you get sick you can go to the doctor’s office, be examined, get a prescription, and maybe pay no

How to Get Sale Prices without all the Hassle

If you are like me then you hate going into stores to look for merchandise on big sale days. But my wife showed me how to almost always get sale prices on good quality merchandise without having to fight the crowds. This is especially great for buying clothes when you have to look for just

3 Great Tips for Saving Money with Coupons

You have heard all the great stories about coupons that I have. You can save LOTS OF MONEY and sometimes even MAKE MONEY with coupons! But let’s be realistic. If you watch those super coupon saver shows you’ll notice one thing over and over again: people end up with warehouses of merchandise they never use.

How to Be Frugal While Dating a Great Girl

I am not a relationship expert but I have noticed that a lot of guys who can’t seem to keep a girl interested in them make the same mistakes with the girls that they make with their money. They go all in at the beginning of the relationship and pretty soon they burn out. It’s

When Should you Buy New versus Buying Used?

Whether it’s a household appliance or an automobile, sooner or later you will ask yourself the question, “Should I buy this new or used?” Let’s take a look at both sides of the question. The Advantage of Buying New Items Anything that comes “straight from the factory” is more-than-likely going to work right out of

Why the Stock Market is Always Volatile

People don’t always make rational choices. When you begin investing in stocks you will be inclined to “look over the shoulders” of other people, even your friends, to see what they are doing. Psychological and social research shows that people often make decisions based on what people around them decide to do. In one recent

A Simple Way to Begin Investing in the Stock Market

Have you been wanting to invest in the stock market but you feel like you don’t have enough money. You may have several friends who feel the same way. It is possible you can help each other, although this plan involves a great deal of trust. You also have to have at least $200 available